Interest in mortgages fell in April. The people agreed on a total of 5,435 mortgages, which is 676 mn not in the ordinary. Not only sweats fell, but so did the volume of mortgages. On the other hand, the average rate rose to 3.7 percent over the years.
The average rate of mortgage rates has risen slightly, but one year of fixation, for example, has fallen sharply. Of the new 4.37 percent, the fixed rate fell to 4.18 percent. Even so, the people still like her the least.
The biggest client still gets a lot of fixation, its seale rate increased to 3.6 percent.
|Fixation period of the rate years||All fixations||1 year||5 let|
|Prmrn ve hypotk (tis.K)||1 668||1 625||1 551|
|Msn spltkahypotky 1 million for 20 years||5 904||6153||5853|
|Msn spltkahypotky 1mil.na15 let||7249||7485||7200|
|According to vr for purchase on the total pot, incl||58%||75%||60%|
|According to vr for construction on the total sweat, incl||22%||13 %||30%|
|According to other vr on the total sweat vr||19%||13 %||7%|
|Note: * Hypoten banka provided data only for average values, not for individual fixations, therefore these are averages without the inclusion of Hypoten banka.|
Apartment prices are not rising
Developei from the end of the year lost in all health. For now, the prices of the apartment are not particularly bad. The bag still contains many unsold apartments, which are completed and approved. The developers basically had nothing to do with the prices of these properties dreaming and trying to sell them.
“It is interesting to see how developers are extending their temporary discounts on the action in contrast to the recent price growth statements. In connection with economic development, price growth is a dream not a near reality, ”adds Josef Rajdl, chief analyst at Fincentrum.
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