Mortgage rates have been freezing for years in the freezing weather

Mortgage average rates in January did not change in January. The Fincentrum Hypoindex aggregate rose slightly from 3.56 percent to 3.59 percent. In January, clients closed almost two thousand more mortgages at the end of last year.

Even the volumes of mortgages did not celebrate records at the end of the year. Volumes fell by about 3.5 billion crowns, in January they reached only 9.2 billion crowns. “Although the volumes did not exceed 10 billion crowns in January, as was the custom in the last months, although January is a record for the month,” adds Josef Rajdl, chief analyst at Fincentrum.

In the burrow, the struggles for the client continued with the help of year-round rates.

Summary for January 2012
Fixation period of the rate years All fixations 1 year 5 let
Hypoindex 3,59% 4,24%* 3,46%*
Prmrn ve hypotk (tis.K) 1 670 1 714 1 707
Msn spltkahypotky 1 million for 20 years 5 846 6 185 5 777
Msn spltkahypotky 1mil.na15 let 7 193 7 516 7 128
elovost vr
According to vr for purchase on the total pot, incl 61% 77% 67%
According to vr for construction on the total sweat, incl 21% 10% 25 %
According to other vr on the total sweat vr 18 % 13 % 8%
Note: * Hypoten banka provided data only for average values, not for individual fixations, therefore these are averages without the inclusion of Hypoten banka.

Thus, a novelty in the financial market of Equa bank embarked on mortgages with great vigor. The bank will pay for those who keep in the nearest months fixation year for the existing mortgages. When refinancing, the rates are years away.

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