Mortgage average rates in January did not change in January. The Fincentrum Hypoindex aggregate rose slightly from 3.56 percent to 3.59 percent. In January, clients closed almost two thousand more mortgages at the end of last year.
Even the volumes of mortgages did not celebrate records at the end of the year. Volumes fell by about 3.5 billion crowns, in January they reached only 9.2 billion crowns. “Although the volumes did not exceed 10 billion crowns in January, as was the custom in the last months, although January is a record for the month,” adds Josef Rajdl, chief analyst at Fincentrum.
In the burrow, the struggles for the client continued with the help of year-round rates.
|Fixation period of the rate years||All fixations||1 year||5 let|
|Prmrn ve hypotk (tis.K)||1 670||1 714||1 707|
|Msn spltkahypotky 1 million for 20 years||5 846||6 185||5 777|
|Msn spltkahypotky 1mil.na15 let||7 193||7 516||7 128|
|According to vr for purchase on the total pot, incl||61%||77%||67%|
|According to vr for construction on the total sweat, incl||21%||10%||25 %|
|According to other vr on the total sweat vr||18 %||13 %||8%|
|Note: * Hypoten banka provided data only for average values, not for individual fixations, therefore these are averages without the inclusion of Hypoten banka.|
Thus, a novelty in the financial market of Equa bank embarked on mortgages with great vigor. The bank will pay for those who keep in the nearest months fixation year for the existing mortgages. When refinancing, the rates are years away.
Vce si pette na Hypoindex.cz.