mortgage rates continue to fall over the years

mortgage rates have fallen again in June. The average year rate of the Fincentrum Hypoindex indicator reached 4.14 percent. The number of agreed mortgages also increased, reaching the limit of seven thousand.

Due to the low year rates, the biggest increase in June was five years of fixation. With this fixation, 3,493 mortgages were agreed during June, incl. Even the fixation body cannot be ashamed (2,632 pieces). The average year rate for fixation units is 4.24 percent. Banks negotiated 282 mortgages with a one-year fixation of 441 mortgages with a variable one-year rate.

The total volume of agreed mortgages rose to 11.765 billion crowns. It thus increased on average in the mortgage year, by 32,812 crowns to 1,679,749 crowns.

Summary for June 2011
Fixation period of the rate years All fixations 1 year 5 let
Hypoindex 4,14 % 4,52% 4,22%
Change from last msci (bp) -10 -9 0
Average in mortgage (K) 1 679 1 795 1 563
Msn spltkahypotky 1 million for 20 years 6 136 6 335 6 175
Msn spltkahypotky 1 mil.na15 let 7 469 7 658 7 506
elovost vr
According to vr for purchase on the total pot, incl 60% 70% 55 %
According to vr for construction on the total sweat, incl 24 % 20 % 26 %
According to other vr on the total sweat vr 17 % 10 % 19%

There was not much news in the past thirty days compared to the previous one. Cucumber list is shown throughout the world and in the provision of mortgages. An exception is Hypoten banka, which has introduced so-called holiday mortgages.

Hypoten vry will be provided up to 70 percent of the value of the deposit from Hypoten banka as of June 21 completely free of charge for processing. For winners up to 85 percent of the value of the deposit, there is currently only a flat fee of 4,900 crowns. The “holiday charges” action will apply to all rate fixation years.

Vce si pette na Hypoindex.cz.

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