Internet banking: how not to be baptized

Internet banking and its security has always been, is and will be the center of attention not only of the client and banking houses, but also of various fraudsters, as well as tonk. Do you know how to safely operate your internet?

The number of people with virtually unlimited access to the Internet is constantly growing. Many of them will look for a way to operate their bank from work and from home. The first is the use of the Internet of banking, to its use by the banks not only with advice, but also with pricing policy.

And as with any other, with the growing sweat of the user of remote access to this, there is also an attempt to abuse especially internet banking.
This phenomenon is also perceived by the NB, whose round is, among other things, to ensure that individual banks, when providing their services, continuously evaluate the risks associated with them and take measures to limit them.

And so the NB decided to take a relatively unusual step in this regard. She also published the document Warning of Risks Associated with the Use of Internet Banking.

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So let’s summarize the basic rules you should follow to help keep your personal finances safe. You can also find these rules in the amended document.

1) To operate the bank, use a double-walled and bottom-secured sweat.

2) Use the operating system, an updated operating system, an updated Internet browser, a functional and updated antivirus program, a functional firewall (ie a filter that allows you to control the communication to and from the user), and updated tools specialized in detecting and removing malicious software.

3) Combine authentication (proof of integrity) when accessing here via the Internet with means of Internet communication independent, e.g. authenticated calculators, transaction confirmation via SMS, etc. If you use a digital certificate, keep it securely stored, preferably in encrypted form, on a portable medium outside your own computer.

4) Never share the authenticity of the data used for registration with anyone and do not allow their automatic memorization system in the computer settings.

5) Do not respond to e-mails at first with a suspicious name and content, especially in the case when personal data, passwords, PIN code, etc. are required after all (if you first ask for such a message, it is very likely a fraudulent one, therefore Your bank will never ask you to authenticate your data electronically or otherwise, or by phone).

6) Do not bind the areas of suspicious e-mails first, nor do you click on links that contain e-mails first from addresses that you do not know. At first, do not open any suspects at all and laugh them straight away.

7) Don’t use simple passwords or passwords that can be derived from your personal information.

8) If it is lost, stolen or disclosure of login details or digital certificate, file a bank lock immediately.

9) Enforce limits to limit active transactions performed on your Internet banking here.

10) frequently check your transactions and credit card payments. In case of any discrepancies, contact your bank immediately.

11) Keep an eye on the information and recommended security of internet banking issued by the bank.

12) Take an interest in giving forms of access to internet banking offered by a bank with an expensive security.

Try buying the internet

Experts claim that electronic banking does not exist without risk. Banks, in turn, must find an acceptable compromise between user acceptability and a sufficient level of security. The client takes every opportunity, and he is the first to know that the bank has always done its utmost to ensure the security of its own services.

Usually, the weakest link in the network of electronic banking services is the user himself. Remember, therefore, that it is always necessary to treat the identified data (transfer time, etc.) as carefully as with cash in the wallet.

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