How to catch a farewell to the crown

While politicians are ahead of time, who expects two or, on the contrary, a later term suitable for the adoption of a single European currency in exchange for the Czech crown, the public has developed a number of questions to the public, to which there is no answer.

The adoption of the euro is definitely not a new reform, which should deprive you of the value of your disputes. We will take a short look at St. Pensions in jin mn. It is essential that the transfer of all assets and income and the union and the transfer of all at one rate. It’s like lifting crowns and starting pots only in halls.

Someone on the euro t, others change the arrival of new currency worries. Who is bl reality?
That’s a bad look at the noise of the view – and there are a lot of them. We can find a lot for and a lot against.

How are the pros and cons from the point of view of an Czech investor? Should I worry about my disputes, and are they on a term deposit in a bank or in koruna bonds and shares?
Concerns are definitely not out of town. The adoption of the euro is not a new reform, which should deprive you of the value of your disputes. We will take a short look at St. Pensions in jin mn. It is essential that the transfer of all assets and income (cash, cash, investment, wages and other income) as well as volume and expenses (mortgages and other debts, prices in shops, etc.) are all converted at the same rate. It’s like lifting crowns and starting pots only in halls.

Lid is often fighting for the jump in prices.
It is necessary to ask that such fear arises. Should accepting the same currency that I use in Germany mean a moment of comparing the price of all goods on the German level? That is nonsense, of course. When you go abroad, you can easily notice the difference in prices, for example, gasoline in different countries, even if they are all in euros.

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A co zven cen z dvodu zaokrouhlovn?
That of course happen to me. But it is necessary to realize which goods and how it will affect our expenses as a whole. For those really significant costs, the impact will be completely negligible, it will certainly not mean a flat reduction in life.

So when do I decide to invest today, whether or not the euro will come to the future? Mm keep your investment in korunch or do you have to invest in euros?
The Czech koruna is still on me, and as we said, the changeover to the euro will actually only be a national transfer. That is why we should create and follow disputes in eskch korunch.

Try to clearly explain for?
I’ll try to simply explain the example. I have a mortgage and against any disputes that I would like to pay for its repayment at the following appropriate time, for example, for the three years when my fixation of the day ends. For simplicity, we will forget about the value of the investment and assume that exactly as much as I will need to repay the mortgage, you 1 million crowns.

We will also only monitor the effect of the exchange rate
That’s right. Today you have a 1 million break in korunch and in those years the changeover to the euro will come at the exchange rate of 25 crowns per euro. Both the rest of the mortgage and the value of the investment change to EUR 40,000. The changeover to the euro did not mean a day-long risk for me, I can make my change safely. But if I exchange my million crowns today at the rate of 27.78, I will get 36,000 EUR. When switching to the euro for 25 K / EUR, I will need 40,000 EUR for a mortgage. But you don’t. I took my risk and sold it.

Me situation turn out even opan?
But yes, if we change the koruna to 30 for the changeover to the euro, then the rest of the mortgage will turn into only EUR 33,000, against which there are disputes worth 36,000. I took a new risk and set out on it. However, most analysts say today that this is unlikely. According to them, the koruna should strengthen.

You will find the full link on the server www.investujeme.cz.

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